Three Pathways, One Direction
Oakpenny offers three structured programmes, each designed for a distinct stage of the financial learning journey. All are grounded in Singapore's specific financial landscape.
Back to HomeHow All Three Programmes Are Structured
Each programme follows the same design principle: sessions build sequentially, each one grounded in the previous, with exercises and practical materials reinforcing the concepts covered before the next session begins. The pace is measured and the content is specific to the Singapore context.
Foundation
Build a solid base before progressing to more complex material
Progression
Each session connects to the last — no isolated topics or disconnected modules
Application
Participants use what they learn through exercises and take-home tools
Financial Literacy Essentials
A welcoming programme for participants beginning their journey toward financial confidence. Covers basic concepts including income awareness, expense categorisation, the habit of saving, and understanding common financial products available in Singapore. Sessions are designed to be interactive and judgement-free, with a focus on building comfort rather than rushing through material. Each participant creates a personal financial snapshot during the programme.
What This Programme Covers
- Income awareness and expense categorisation frameworks
- Saving habits and realistic financial targets
- Introduction to common Singapore financial products
- CPF basics and how accounts accumulate
- Personal financial snapshot exercise
Duration
4 weeks
Session Length
90 minutes each
Format
In-person, small group
Investment
SGD 280
Investment Landscape Programme
A programme designed to give participants a clear view of the investment terrain — what options exist, how they work, and how to navigate them with confidence. Topics include equity and bond fundamentals, unit trusts and ETFs, reading financial statements, and understanding market cycles. Sessions use case studies from Southeast Asian markets and guided analysis exercises. Participants practise evaluating investments using structured frameworks. Suited for those with a personal finance foundation ready to expand their knowledge.
What This Programme Covers
- Equity and bond fundamentals
- Unit trusts and ETFs — structure, costs, and selection
- Reading and interpreting financial statements
- Understanding market cycles and their relevance
- SEA market case studies and guided analysis exercises
- Simulation exercises and structured reference pack
Duration
8 weeks
Session Length
2 hours each
Format
In-person, small group
Investment
SGD 870
Legacy & Longevity Planning
A detailed programme for those who want to plan their financial future with care and precision. Covers retirement income strategies, CPF optimisation, insurance needs mapping, estate planning, and approaches to sustaining wealth across life stages. The programme combines group learning with private advisory sessions where participants develop personalised plans. Thoughtfully designed for mid-career professionals, business owners, and families who want to ensure their financial decisions today serve them well in the years ahead.
What This Programme Covers
- Retirement income strategies and CPF optimisation
- Insurance needs mapping across life stages
- Estate planning in the Singapore context
- Sustaining wealth across multiple life stages
- 2 private individual advisory consultations
- Planning toolkit and follow-up review session
Duration
10 weeks
Includes
2 individual consultations
Format
Group + private sessions
Investment
SGD 2,380
Which Programme Is Right for You?
A quick reference to help you understand the differences and find the right starting point.
| Feature | Literacy Essentials | Investment Landscape | Legacy & Longevity |
|---|---|---|---|
| Programme length | 4 weeks | 8 weeks | 10 weeks |
| Investment (SGD) | 280 | 870 | 2,380 |
| Prior knowledge needed | None | Basic literacy | Working knowledge |
| Private consultations | ×2 | ||
| Follow-up review | |||
| Best suited for | Those just starting out | Those ready to invest | Mid-career, planning ahead |
Standards Shared by Every Programme
PDPA Compliance
All participant data handled in accordance with Singapore's Personal Data Protection Act.
MAS Awareness Alignment
Content is consistent with MAS regulations. No financial advice is provided — education only.
Annual Content Review
All programmes are reviewed each year to reflect current financial products and regulations.
Participant Confidentiality
Personal financial situations shared in sessions are treated with strict confidentiality.
Not Sure Where to Begin?
Reach out and tell us a little about where you are. We will help you identify the most suitable starting point — without any pressure to commit.